Ryan Ho's Entrepreneurship Blog

Beauty is what majority of people are after. From both genders, male and female, we all like to be associated with beautiful stuffs, people and places.

Like the above image, we all seek to travel to beautiful places all over the earth but we never want to be associated with ugly stuffs.

Likewise in business, in the quest of success, wealth, power, and influence. Getting connected with the right people, contacts, networks are vital for success.

Who wouldn’t want to be able to lie on the beach, doing nothing but just enjoying the sea, sky and the soil?

But not many people will be willing to undertake the difficult route ahead with the hardship and difficulties. Experiences such as poverty, hunger and opposition against all odds even family.

Not many will succeed, like the award winning picture below, it’s very real, factual that only the strongest, fittest survives.

Who ever succeeds in winning against all odds, are only than worthy to enjoy the beauty and nature. Having both passive and recurring income, without working, after laying down the foundation.

Now back to the subject proper. while the top 10 Forbes Rich List yearly are dominated by Males only. Ladies seem not able to get it.

For now, I suppose what I’m about to say might help ladies get rich and wealthy asap if they possess the right skills and connections.

It is general knowledge that ladies’ market is bigger than the males. Males spend, invest only when necessary when the time is ripe, but ladies on the other hand spend without thinking, on impulse, depending on mood most of the time, thus majority of all shopping centers only have female related retail outlets on level 1, male related outlets are at level 2 if not 3 onwards.

Having said that, it’s a clear signal, indication for all ladies who seek to get wealth without dependent on males support in any way.

The most feasible method is to help other ladies be beautiful while the creator earns a penny or dollar for every single product sold.

It may sounds simple, but not many ladies will be entrepreneur enough to even put on their thinking cap, since by right, they are legally entitled to husband’s wealth and claim up to 50% of the assets after a divorce, so why would ladies even want to do business?

Isn’t that right? Generally speaking?

The only reason why males succeed and are head and shoulders beyond the reach of ladies is solely and practically due to lack of protection globally in law from divorce where assets are split..thus forcing them to put on their thinking cap.

If you like this post, let me hear your feedback, and how I can write more relevant post to help ladies succeed.

Popularity: 15% [?]

Survival is the best bet against anything in the world.

Having watched documentary of the week: Surviving Disaster – Avalanche, it gave me new insights and reminder to on survival and the basic guidelines and principles to live. Linking it up with what I myself experienced on my progress in Entrepreneurship, it gave me a actual blueprint on surviving the hardships of entrepreneurship.

I’ll just summarized what i’ve just learned and convert it to make it business-proof.

In an ski trip with an injured ski-mate with a open bone fracture, and with a handful of team mates, with night approaching, the best bet is to set up a snow cave to spend the night waiting for day light before attempting to find help.

Check for any injuries, in this case, it’s a open bone fracture, cover the open wound with clean cloth to prevent infection, without pressing on the bone, put it on top of it, break the ski stick in the correct length and tie the leg tight against the sticks to prevent anymore movement. Lay person on a ski board, move injured head downwards with leg on top. So in event of hitting an object, wound will not incur any additional damage, with head protected by helmet. With sun setting, it’s time to build a snow cave for the night.

The snow cave allows all ski members a safety cover from the elements, shelter from the wind (which speed up heat lost), allows members to stay together to have the warm air in the cave stay there while the cold air drops to the entrance.

Once the cave is built, immediately move the injured team mate inside, as motionless individual stand greater chance of hypothermia. Lay the injured person on the, while other ski members take turns to take care of each other. Giving the injured as much food as possible to encourage more heat generated, but don’t let injured drink alcohol which speeds up hypothermia. One person in-charge of the injured, another in-charge of keeping the entrance partial open for air to come in, the other one to check for every team member’s health status (preventing death sleep in the cold), and rotate duties every hour.

Next day comes, day-break, leave behind the slowest team mate to take care of the injured in the snow cave while the rest seek help.Member staying behind uses urine and ski board to mark a clear X (cross) sign on the top of the mountain while the rest find help (instead of all waiting to die).

In the process, downwards, they faced an avalanche, 2 team mates trapped in it. Using avalanche survival kit to track (20 yards effective radius) members trapped under the snow and dig them out of it before they die of suffocation and hypothermia. Moving in a zig-zag direction to cover the whole distance of the avalanche path.

Upon finding trapped member, dig up, and wait for help, use binoculars to reflect light to the helicopter, and create a landing zone (L.Z) preferrably on a flat surface. Wait for the search and rescue dogs to search for team mate who’s survival kit was not placed with him, and instead a bag further putting oneself in danger.

Than inform the rescue team about the injured at the top of the mountain.

Now for the entrepreneur conversion. The food is the important fuel that allows members to live, in business wise, minimal food to fill our stomach.

Put aside emotions, which is vital for wealth creation, follow and obey leaders who can grow money, not reduce it.

Follow all basic ethics and the laws to observe discipline, so you will not have your efforts gone down the drain one day when you’re caught for any crime.

The snow cave refers to a shelter over our head as a protection.

Team members: Select only a handful who will not put you at more risk. Example: spilling your business secrets/strategies, waste your resources, burn bridges of trust, creditability and reputation critical for success.

Search and rescue team refers to new sources of income when your financial reserves are depleting fast. Seeking help is not a sign of failure, it is to live to die another day.

Proper medical, survival knowledge with experienced leader: Vital in a process, to tell exactly what’s happening, what will happen and how to minimize risk of failure and look out for safety.

PS: In ski, dangers are bears, elements of cold, but in business, it’s the eagles and vultures, seasoned players who gradually/openly steal your strategies, food, business partners, networks and turn them against you!

So weigh your own skills set, financial reserves, networks, expertise, knowledge and flexibility to adapt to new changes, such as temporary going back to employment to first solve the fundamental money issue before you resume your entrepreneurship.

Last but not the least, be damn aware of your own surroundings, keep your strategies and wealth generation sources to yourself. In the absence of team mates, depend on yourself and your own resources.

Never ever give in to opposition of your family and love ones (that’s logical) knowing they will want to be in the rats race suffering together for a short-term most risky employment without any job security.

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Reading is the fastest, smartest, cost-effective strategy to boost our own knowledge and wisdom of employing different strategies in life.

Since i started reading self-improvement books and business related books couple of years back..I realized that there’s so much of an abundance of wealth and knowledge in books stored in libraries which does not cost a single penny to assess such information written by successful businessmen like Donald Trump, along with many other people.

How much we learn and absorb from the contents of the books depends on our own respective experience and exposure in life, at work and daily interaction with business operations and clients (people).

Knowing the theory will help a little, but having gone though the ordeal/experience of a worse case scenerio and re-reading similar incidents case studies mentioned in such books than will boost our acceptance, understanding and applying counter-measures in future to prevent a repeat of same mistake from happening twice.

It is a common knowledge that might have being forgotten due to the influx and fashion trend lead by information and technology for the fun and entertainment aspects..but for those individuals who are serious and sincere in amazing wealth (not money)…you better start reading..don’t depend on such technology gadgets, unless you’re making money from it. Else just ignore it.

Regardless of how technology evolve with times, reading is essential in personal development, learning history so as not to repeat the same mistakes made by our early generations. More soever in the financial, property, technology, commodities sector. In order not to repeat and face global crisis that makes lives miserable for the masses.

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Tax is a liability, which every single working adult from the middle-low to high income earners have to pay the government on a yearly basis.

It is a topic that is less discussed, as not many will want to think about it. As it only increase the stress and problems with accounting, financial related problems.

This word popped up in my mind just a moment earlier as I went to supermarket to purchase groceries for the next two weeks approximately, when I was approved by a representative of a Heart Foundation asking for charity donation on a monthly basis.

Out of the many selling points or reasons that the lady shared, i only agreed with the one and only reason. And that it the tax deductible up to 250% of the amount which donors contribute to the organization.

With a simple illustration from the representative, than it was only at that moment that I realized and finally understood how some businesses would use charity organizations to reduce their taxes.

One of the well known businesses that uses charity to reduce their business tax was a furniture brand listed in Forbes Top 10 Rich List in 2008/9. Name not written out to avoid any legal lawsuits. You can simply do a search on the furniture business and the organizations under the main business and the owner and they should return you some results about rumors on how the business owner started his own charity foundation to cut on the tax expenses. (At least that’s what I understand at present moment)

It is better to learn, understand tax a a subject when doing business, else you don’t know how to cut down on expenses and increase assets, which is critical in all businesses as cash-flow  problems remains as the core concern of every single business globally.

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Answer in dictionary terms has different meanings and it can be a reply to a question; a solution to a problem, a response to something or retaliation when faced with opposition or in defense of oneself.

Over the past few weeks of absence with full use of notebooks, time and thoughts set in with more rooms to think.

As I look back, I’m thankful for the natural life cycle of items, objects and even living beings inclusive of animals of all kinds.

During the absence of a own fully operational notebook, there are times whereby I wanted to continue to write out my thoughts via blogging, but is limited to my situation which I’m in with depleting resources inclusive of money, time and health.

Without money, time and health will not be possible. Without money, my path towards entrepreneurship will cease to exist and so I will remain just like another average joe on the streets.

Having ample time off from the notebook (electronic gadgets) has given me another answer which I would otherwise never will come to realize without the aging notebook due to the shelf life of items.

As I read books, thoughts started flying through my mind, at times floating  and even crawling pass my mind. While the ideas and thoughts are constantly changing, the one thing in particular which I was constantly thinking was how to get rich, and being both rich and right at the same time without compromising on my principles needed for my own personal branding..

As days passed..weeks…months..even while I’m working, being employed (though I once said the last time I wanted was to be employed) but I still got to face reality.

The harsh cruel truth of society, money is essential for almost everything. Without it, nothing is possible, but on the hind sight, money still has its limitations.

Searching for answers and the path (formula) required for success, with the advice and comments from my current boss, I learn quite a few helpful tips essential for success and getting rich.

Face the music is what I could sum it up of.

Face the truth, reality, and never ever live in my own desired world or some say fantasy. The right answer is that there is no model answer.

Here’s a food for thought for readers: How to get rich?

You might think there are numerous ways and different scales to doing it. That’s right, there’s no one definite answer to a question or problem.

What works for you might not necessary work for me so the key to success is to ask yourself what kind of parameters and environment do you want to be in and be ready to compromise on certain things which you might not like.

Flexibility is what makes all millionaires and billionaires rich. With the same goal and destination, you just need to search for a terrain suitable for you depending on your working style, preference and personality, work with supportive people and be in a team.

No matter how rich and successful a individual is, the wealth he/she now holds are a collective effort of all the other individuals who are helping those in the limelight contented with what they have

Ask yourself and find the different answers. The truth of the adulthood is that there is no such thing as good or bad, whatever brings in results is considered good. (A far cry from what’s taught in schools, but that’s a cruel fact of life)

Start asking yourself questions and try out different answers. Even if it’s wrong, it is also an answer which you have tried, you just need to identify those suitable answers and assemble them accordingly to make it function and together with a framework, it will than become a formula of your own.

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Loan is the act of lending, a grant of temporary use of something. It is often associated with financial related as a type of debt, a financial assistance between the lender and borrower.

There is a agreement between the lender and borrower, usually money loaned out with interest charge attached. Banks and Loan-sharks charge interests but what differentiates them is that the former is legal whereas the latter is illegal.

People often seek temporary loans to meet needs before pay-days without interest as it is between trusted friends and family. This is a simple transaction that seems harmless, but should it become a habit, it will reflect a worrisome trend, poor money management which is what majority of the people have.

Using this month’s income to pay for last months bills and expenses billed to them inclusive of their daily general expenses such as food and transportation expenses. The banks being the smart business owners, than introduce credit cards to allow majority of people to by pass this problem of not having sufficient money to spend.

While this credit card solves a temporary solution to the problem, it in fact creates a much bigger problem that is snowballing up in damage and image if not managed wisely.

That problem in particular is the interest incurred during the use of credit cards for overdue loans which has since converted into debts adding to the woes of employees who are the majority without sufficient money cash-flow also known as cash liquidity in accounting terms.

Loan is a double-edge sword, when used correctly, it will help individuals, businesses increase their wealth, cash-flow liquidity, and thus more money earned. But if used wrongly, it will speed up the problems and have it erupted like a volcano with magma flowing up from the source… Magma in this case refers to the snowballing debts compiled and made worse by interests.

The start of the volcano in the making is the lack of proper financial knowledge. What caused the magma to shoot up is the temptation of shopping, advertisements and the urge to keep up with trend and be sociable thus money is spent.

To learn proper financial management skills, it starts from young and in fact, there is no need for professional financial management, all of it boils down to proper understanding and the contribution of experience for people across the globe.

Learning professional financial knowledge management is a skill for use and application in big companies with deep pocket, thus it is like a crash course to educate and impart a complete rookie who knows nothing about financial management to somebody who knows all the crucial and critical pointers as advised by lecturers and professors during the learning.

Either way, the most important route to success is to start off with the proper basics of sound financial management skills.

Are you in a having nasty problems with your money? Simply do a simple chart which calculates your input and output of how your money are spent and you will get a better understanding of where you money is wasted on before coming up with your own plan to better managed your own money.

Money management is important but do not forget it is a double edge sword. Handle with care.

Popularity: 5% [?]

Health is the general condition of a person in all aspects. It is the state of complete physical, mental and social well-being with the absence of disease or infirmity.

Staying in the pink of health is extremely important. Without health, a person cannot work, which leads to lost of income, thus food will be a problem at the end of the day should one day all the savings be used up.

Being ill is nothing positive and with lots of negativity. In fact when a business owner falls ill, depending on the scale of the business, if the business is a multi-national company, any small little details will affect the company reputation, risk of share prices dropping and showing signs of weakness for a competitor to attempt to take over the position.

When health is not good, one should take sufficient time to rest and recover so as not to let it spread or cause people around them to worry which will in turn affect their jobs and morale at work implicating healthy individuals to fall sick.

In the case of a disease or infirmity, when one face such a situation, the patient is having difficulty with his own health while his immediate family members will be suffering too thus when one fall sick, it is not a simple affair but is a family affair already and that is what bonds a family together.

Regardless of you being rich or poor, doing big or small business, health is the first and foremost important element you need to take into consideration to ensure profit in the business.

Money cannot buy health so take good care of your own health as well as your family members’ health.Health is wealth, with a healthy body, nothing can be done.

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Ownership is having legal rights of procession; proprietorship. It is to have the exclusive rights and control over property.

It involves multiple rights, from title to intellectual property, distribution rights, translation, print, copy, duplication, recording, transmission in whole or in part in any retrieval system or in any other permission related to the use of a product or property.

Having ownership of a proprietorship is akin to winning and having a money tree bearing fruits of money and increasing the owner’s wealth with deeper pockets.

Example: Having a great story, can be translated into a book, animation, video, drama series and movie or be converted into other mediums of products for instance bookmarks, gifts, clothes, or any other product which can be sold for money.

The world is our limit, as long as we the owners put on our thinking cap, wealth, money and riches will find their own way and crawl onto the owners if you know how to market and generate profits from your own products, knowledge of expertise which is exclusively only available to you yourself only.

There are thousands of ways to get rich, have you found your own method to make it big? Going from rags to riches is a simple but uphill task which is not easy without proper guidance.

Are you having any exclusive knowledge, product or information or idea that could propel you forward towards getting rich? Do you have great ideas but yet are clueless on how to market your ideas nor have any strategy to safeguard your intellectual property to prevent other people from stealing it away from you?

If that is the situation you are in, speak to me and I might be able to offer some advice to you upon request.

Getting rich and be successful is not a lonely journey, in fact you will need business partners and companions who will assist you on the voyage to your destination. It is up to you to decide if you want to win alone or win as a team so as to celebrate success together and share the happiness at the top rather than being alone with no one else by your side to share your joy and happiness.

It is simple but it is not easy. Speak to somebody whom you can trust for advice. See you at the top.

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Upgrade is a replacement of a product with a newer version of the same product. It is handed out as a reward for completed a task, an assignment, for a successful project.

With new upgrades, more features, user experience more benefits and cut down on time processes which may not have being possible without a new upgrade of product.

While everybody upgrades, there is one crucial element of upgrade process which majority of the people failed to upgrade which caused them to be caught up in a fix income range unable to increase or grow their income even if they change employment to a higher paying job, and they are still is unable to save money or save up enough capital for investments to grow their money.

In a product upgrading process; example a technology hardware; computer or notebook, for it to have better audio, visual graphics, faster batter performance and durability of power with longer use in battery mode, all these features requires upgrading of existing core supporting chips and processors inside the hardware so as to support a new upgraded product. Upgrading of chips and processors are the core backbone and what is required for a new graduated product to function well without breaking down halfway.

Without the backbone supporting the newly upgraded and enhanced products, there is no way a new product without core backbone upgrade will even work or last due to lack of primary support system. This is exactly the situation which I see not only in Singapore but all over the world, this is a global problem which needs to be addressed. This is the crux of the problem which it seems impossible to take the leap of faith and jump from rags to riches.

People who want to grow their wealth should first upgrade their own mind, throwing away counter-productive information stored inside their heads and replacing it with new information which will assist them in growing their money and wealth.

It is equivalent to trying to put a Formula One race car engine into a normal civilian car not meant for racing; the engine just doesn’t fit into the car body. Because of the vast difference in the support, tuning, size and many other parts needed to support a Formula One race car engine, a civilian car cannot support the engine nor can it even accommodate the engine, thus it will not even move forward.

It is the same in people. As we seek growth, we need mental growth and upgrades as well, without it, we will not be able to have the necessary skills to management finances, and property issues which will definitely help increase our money and wealth.

Look at lawyers, financial, insurance and property agents, they understand this fact, thus they went on to learn whatever is required to help them better managed their financial statements, accounts which will have a positive effect on their bill statement if done correctly.

It is precisely this issue with majority of the poor people that cause them themselves to be in the poor social class, the reluctance of self-upgrade, thinking that the rich always wants to trick them into believing what they think is evil.

In fact, to get rich, it is a necessity to be brainwashed inside out, but done correctly, you will be able to think and analyze stuffs like how I think right now. Read my previous blog entries and see the difference in how you and I think.

The difference in thinking and perspective is what determines a successful and a failure including some other factors. Get somebody to brainwash your mind positively, and it doesn’t even cost you a single penny, if you want to save money, just read and follow my blog for FREE POSITIVE BRAINWASHING of yourself.

You may be upgrading your own technology gadgets, home, but are you upgrading your own mental thoughts to better equip yourself with the abilities and knowledge to manage your own money and wealth? If you want to learn how, read my blog and ask questions.

Put on your thinking cap!!

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Conception is the act of conceiving, the state of being conceived, to form an idea of something, it is the fusion of gametes to produce new organism of the same species.

The word conception comes from the word concept which is an idea which was either passed to us via learning or what we picked up as we grow and learn from experience.

The most common concept, idea about wealth and success is that “Money is the root of all evil”. I am sure most people would have heard of this concept at least once in their lives.

Like I said in previous blog entry, money is a double edge sword, and it is and can be anything except evil.

The root of evil comes not from money but comes directly from the beholder of money also known as the person who desires for great wealth, fast cash, quick cash, instant cash that contributes to this concept of money is the root of all evil, but those who think that money is evil didn’t even at once look around themselves and understand the many different uses of money in the society and all over the world.

Money being used to commit crimes is just a small minority uses compared to the businessmen, entrepreneurs use of money for other purposes.

Money is conceived by many different channels, and we definitely can grow our money with the right choice of vehicles chosen, and the most discussed and widely used way is not the best way which is to throw and trust your hard earn money to the banks, insurances and let them do what they want with your money in return for peanuts.

You should instead grow your money; invest in instruments which can help you grow your money. By investing in a person, property, or business, the person, asset or business will be the vehicle that will help you grow your money, in a way giving birth to more money like a money tree with ripe

That is the real definition of growing your money, instead of buy and spending your income, which typically goes like this “pay bills, spend & enjoy, save the remaining” on a monthly basis.

Instead it should be “pay off bills, invest a portion, save a portion for raining days than spend the remaining to entertainment”.

I am sure this is so simple for anybody to apply that no body will need to even pay or engage a financial or wealth manger to help you with money management.

It is actually a extremely simple common knowledge that poor thinking people often complicate things and ask questions that only complicate and worsen any simple problem thus thinking it is extremely difficult.

If that’s the issue you are having now, go read up on Singapore history, do our forefathers after WWII have problems with starting their own street business in Chinatown and in other areas?

Learn from history and ask your elders, stick to the basics and it will save you lots of money.

You do not need to be intelligent to grow your money; you just need basic common sense.

Keep it simple, and love what you are doing, this way you will succeed.

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