Ryan Ho's Entrepreneurship Blog

Contingency planning is what separates the rich and the poor.

Having multiple back up plans and alternatives in the event if one fails separates the rich from the average income earners.

The kind of alternative plans may not always be ethical, sometimes, it is purposely design and made in a way to provoke others (black), and at times, just to maintain the status quo without any intention to widen the gap between business differences with competitors. Sometimes, by provoking others, leaving an impact, at least it reminds others of their presence in the event that nothing else works. This is widely used by celebrities scandals to boost popularity.

There are difference purpose, methods and variations of using strategies, at times, most of the times, it must and should be ethical, honest (white). In the event where intense competition occurs for huge profits, sneaky (grey) business practices and methods are employed. It may not be morally right, but it is essential to contribute to the success of the business or an assignment.

There’s a saying that goes like this, as long as the cat catches the mouse, i don’t care if it’s black or white. The same theory applies to business, but with additional grey area, so business employs all three channels to get the results they need to maintain and grow profits using white, black and even grey hat strategies to achieve their goals and hit targets.

Real life examples are as such: Military always have this intelligence unit where they legally spy on other countries to keep the power balance check. As for businesses, the beauty industry targets the ladies, at their clients expense..in particular slimming centers just simply cashing in on their ignorance.

Reason being so, is that slimming centers equipment does not serve the purpose at all. The reason why people successfully slim down is due to the hardwork of diet over a period of three months, with the help of a nutritionist counting and limiting the calories intake. Nothing more than it, so body auto-burns off the excess, but what from i heard from my elder brother about his ex-girlfriends slimming center homework, their diet plan was unhealthy and planned purposely to greatly make the body feel like nothing to burn, so they end up burning the muscles when there’s no calories to burn, thus getting the weight lost by losing the muscles that our body need.

That’s may not sound pleasant, but it’s the truth behind some business profit models. Mastering the different range of advertising strategies will help increase the percentage of success in the long term.

The best advertising method is considered to be a grey practice, whereby they leverage on the female models looks to sell even if they know nothing about the product they are selling. This strategy has worked for decades and will still continue to be effective in future.

There are many variations in which we can apply alternative solutions to get the profit that we and the business are after, but not at the client’s expense, and that’s what keeps only the truthful morally and ethically correct business afloat and profitable than other businesses that employ sneaky methods, who than are only able to profit by targeting only new clients, thus most business in such sneaky business pay huge sums of advertising fees to keep the business afloat.

Popularity: 2% [?]

Wealth creation is actually very simple by just following step-by-step instructions, but it is never easily for a start as many people will tell you this.

Over my course of working, following my mentor, I was fortunate to witness the transformation and growth of how a profitable business help shape a millionaire. And from a millionaire, the rate of change at which the transformation was simply much faster than the climb up to the millionaire status.

The speed at which the business and the individual grows is minimally three times faster based on my humble one-sided observation.

What I have noticed during the process is that most people at the start of a journey is the most important step, without the correct mindset, 95 percent of the individuals will immediately drop out of the race after an effective period of 1 month.

Drop out reasons simply due to inability to do exactly as what they are told to do. In short- it is doing nothing.

Out of the remaining 5 percent, 3 percent will drop out after the third month. The last 2 percent, will have their success and failure confirmed after the 1st year of trying to do follow through what is taught and doing exactly as what they are told to do so. 1 percent out of the 2 percent will succeed either with profit or results, while the other 1 percent will again be eliminated due to failure to find their own compass, a direction whereby they know what to do, how to profit, and when to grow and multiply the profit accordingly.

Drop out reasons for the last 4 percent over the period of 1st year is simply due to greed, trying to follow and adopt multiple sources of income by signing up with more courses without even succeeding in any of the course yet and moving onto the next course, resulting in lost of focus, when there are many options for them to choose from.

The last 1 percent who made it pass the 1st year is than constantly tested and judged by on the ability to continue doing what they have being doing at least for a minimum period of 3 to 5 years without being losing focus.

What happens during the 2nd to the 5th year is the observation from potential investors, future business partners from far aside to judge if the person/entity is up to the standard of claiming to do what they peaches.

Consistency is being tested, ability to execute and deliver results is also being observed. Financial accounts of the state of both the individual (business owner), the entity as well as any employees and customers testimonials and reviews are being looked into and factored in as a consideration. Integrity, credentials, ability to defend and expand their own social sphere of influence are also being factored into.

It is only after the 5th year, that reputation has being established with deep roots (only applicable in the situation where financially sound entity).  During the 4th – 5th year, it is the networking, public relationship, bonding, and value, benefit exchange that is the focus, and being worked on, going to other businesses, helping each other grow, and sharing the money sources from the same pool of client database.

By sharing the money source, than are they able to tap onto each others database of qualified clients therefore increasing their sales closing by speaking to the right people with deep wallets.

Yes they do share their resources, as these type of qualified clients are more than willing to pay the following month, so that means the clients funds will never be exhausted. Unlike the poor where they keep all the secrets and money to themselves, thus their wealth can never out-grow that of a wealthy individual who has worked with other successful individuals.

In the absence of financial results, what’s left is respect with a strong aura surrounded with fear. For attempting to challenge a tested proven candidate will leave any newbies challengers worn out and reputation lost over their arrogance and inability to protect and proof their claims to validate with facts. (This comes not from theory but from actual experience of fending off a direct selling forum [under same user name for past 6 years] that i successfully eliminated every single one of the users who posted false, misleading, confusing information in attempt to source for leads.)

Now, even as i leave the forum to let newbies start their own threads without me posting inside the hard truth, leaving rooms for them to learn on their own, the other users are already smart and educated enough to even ignore the new threads knowingly that my thread is the only tested and proven source of information that they can trust with examples of facts to back my claims.

Moving on, and continuing on the 95% failure mentioned earlier, there are tons of reasons why the casualty rate is that high, due to the majority poor, but highly influence factor that clouds, and sway the shaky individual back to the tested to fail model of study hard and work hard model, only to complain later when they grow older “if only I had a choice back than” those type of excuse to save their pride and ego in front of the younger kids and like-minded friends.

The reason causing the extremely high failure has its roots deep rooted from birth, it’s part of our genes to copy, and indeed majority of all man-kind copied, copying the majority, seeing, listening, and doing exactly what they are doing. Thus the majority are poor, and the minority are rich, insanely rich based on the top 20 percent of the population of each respective countries.

To start generating wealth, first all of us have to break away from our genetic system, copying the majority, and start following the minority of individuals with tested proven successful model without even question nor even think. Just do as you are told first, get results than ask later, only when you start making money, than allocate a little portion out to test models that previously you wanted but rejected by your mentors and coaches, than will you thank them for rejecting you straight in the face.

The worst ever irony of wealth creation is that while successful millionaires share they secrets openly via workshops and seminars, the poor still think they are smarter and refuse to obey and follow the what is being told.

The rich’s rule is: Follow the money.

The poor’s rule is: Follow the crowd (majority). Thus most remain poor even if they are taught how to succeed. They failed mentally before even they started.

In a nut-shell: Always ask yourself this question when you are in doubt and denial of unable to move on towards doing a route less traveled.

That question is: Majority Rich or Minority Rich.

That answer will be the guide and financial compass to show you the route you should take.

Remember this take away: All of us have a choice to be either rich or poor and whom you listen to.

Popularity: 1% [?]

The main difference that differentiate the rich from the poor is the way they handle  secrets.

The rich succeed as they know clearly and surely how to keep their lips sealed, and hold onto the confidential information that they know should not be shared or passed around even to their closest next of kin when profits, integrity, reputation is at stake.

By keeping the information to themselves, execute the instructions, get some results first before they filter and share the secret with only individuals who deserve to get a slice of the pie in exchange for something of similar if not better future prospects.

The key point here to note is, information exchange, helping each other to grow richer based on core expertise guidance in respective markets to grow their wealth both ways, thus creating multiple streams of income by letting the experts handle it, and does it without any questions nor doubts.

The poor continuous fail due to the very different approach of how they handle private details that should not be disclosed at any point nor to anybody. They trade in the information in exchange for fake friendship who are just like leaches sucking the blood and taking a free ride without any intention to provide any benefit to the provider.

When information is concerned, the less people knowing it, the better, so there’s more to earn, and the less hands it passed, the more accurate it is, as it reduce the changes of it being misinterpreted. When there are discussions, secrets turn into news, and soon after it becomes a gossip and turns into speculations, and eventually becomes a bet in a form of gambling. Without any form of proper knowledge of handling money, they than blame their inability to control money and push the blame onto the person giving the ‘secret’ to them, and asking them to compensate for their losses, and keep quiet if they do make a profit from their friends.

The difference that makes the poor poorer, is also due to diluted profit sharing, the more the share, the less they get. The more they share, wrong information get passed around, and it may affect the market patterns when it stocks market is concern. They refuse to return anything nor share any other profitable revenues in return, nor do they have anything to offer in return, thus they can never ever grow their money.

Money multiplies in the form of growth, it takes the correct first step to repeat the second step and grow the amount over time with due diligence and not negligence that cause greed, laziness to do homework and depend of quick tips and bet their whole fortune and pay a heavy price of loss and the bitter taste of failure.

The best part of secrecy is that until you earn the rights, it is extremely difficult if not impossible to succeed without any guidance. Start off by learning how to keep information secret to yourself first.

The most important point to note to succeed and make it big in life (shortest possible way) is to pay your way into the secrets. This is the identical strategy adopted by even large companies where they acquire smaller companies just so to get their hands on the trade secrets.

The thumb of rule to success are as follows:

If you got no money, earn it, than spend wisely.

If you got money, buy information and get others to work for you.

Popularity: 2% [?]

There are over six billions of people all over the world in different countries who wants to be successful and get rich, never to worry about their three meals a day for themselves and their family at least, but majority of the population all failed in achieving what they wanted.

The picture speaks for itself, as poor individuals dream and think about getting rich and successful, their first obstacle is always about money, and money woes such as loans, repayments, mortgage, forced liquidation issues surface shortly after and the business venture, or project faces lack of funds and folds itself.

There are some basic money management principles that at least eighty-percent of the individuals do not even understand, thus they always take a fall and get in a much worse condition than they had started.

Below are some simple principles that majority purposely turn their backs to, refusing to accept facts thus they never get rich permanently.

1. Money is nothing, it is just a tool. (Do not ever fall in love with money)

2. Money cannot buy relationships, creditability, trustworthiness, reputation, bonding, respect and happiness. These are intangible assets that money can never buy. (If you ever ignore this, you will never succeed)

3. Money cannot guarantee anyone success, but it sure can guarantee failures if not managed properly, just turn to annual business bankruptcy statistics if you ever need one.

4. Money management skills must be learned and put to the right use, thus allowing the person to grow and multiply wealth buckets of money positively. You do not need even a diploma, just a simple basic accounting or financial knowledge from O levels, if not minimally always ensure there are more profits than the amount of losses (expenses incurred). Such is the success formula at its simplest understanding.

5. Money is nothing more than an indicator of an individual if they are doing the correct things when it comes to money management. Business entities, top Forbes billionaires like Warren Buffett, Bill Gates gives money away to charity but find that they can never ever give out the money they have. That is a reflection of individuals doing the right things, and we should follow such examples so we can one day be like them.

6. Money is nothing more than a catalyst to speed up certain relationships and foster good relationship, with time, building trust, creditability, reputation based on the networks, connections of influential individuals and business partners to get things done right, smoothly and faster than the others. The first person or entity who correctly completes the task gets the reward.

7. Money is just a result, and consequence of doing all the right things, like having the right formula by mixing the right ingredients in a laboratory to come up with a specific predicted result.

8. To make money, it is always about the process, and not the results.

The rich and successful individuals, businesses always focus and are willing to recruit talents who have failed multiple times, people with such experience have the answers to the right formula, the results of a certain position in any particular niche reflects the truth, and that is why talents are always in demand, something that is always in with limited supply thus high demand as they have already found a proven formula that works and it is what companies and wealthy individuals are after theoretically speaking, and they are successful only because they question every single detail no matter how small and harmless if may appear on the surface. It is only after they have acquired the best talents than only can they talk and ask for results that they hire for high pay.

The poor on the other hand focus only on the results and not on the process, thus it puts them at a huge disadvantage. Because such individuals and entities never know what are the tested, proven formula, they just grab anything and everything that helps them even if it is against the law, that is why scams are everywhere, and many individuals never question how the money is made, so they care only about the immediate gains and not at the long term perspective, which is what the successful individuals are after. That’s why the Madoff investment scandal affected many large successful enterprises too as well.

Stick to the eight principles of basic money management and you will find the path towards making money and multiplying your buckets of wealth with ease.

Popularity: 2% [?]

Stagnant is the commonly used to describe sluggish economy, water that does not have any activity, movement, still water that emits an unpleasant smell favorable for mosquitoes as breeding ground to harm people as they spread diseases such as dengue fever around.

It can also be used to describe people, thinking, thoughts, and even movement, something that is not developing, inactivity that brings nothing but harm. Even our body is growing, replacing old cells with new ones.

If our thoughts, brains remains inactive, it means that our thoughts are getting stagnant, emitting a odorless trouble that’s most people might not detect or will ignore it think it as relaxing, resting for insipritations.

A brain that doesn’t thinks creatively, helps solve problems, will only spell trouble and complicate things.

Look at the poor, how long have they majority of the poor like minded change their thoughts from the standard saying: Study hard, work hard? This saying has being circling around the poor people’s mind infesting our brains to the core that it is already rotten, to which they can only remain poor.

Look at the rich on the other hand, they continue to get rich, with new technology, trying, testing anything and everything on a daily, weekly, monthly, quarterly if not annual basis for better methods, formulas to improve their performance, results, efficiency and lower business operating expenses, while coming up with newer ways of growing their sales, profits in whatever way possible.

That is a fact that poor people have stagnant minds, brains that does not developed, even if they do, developing at a pace slower than first generation computer, while the rich people’s minds are constantly evolving like how fast the Microsoft and 3G Mobile phone applications are surfacing..at quite a fast speed..

To remain in motion, never be motionless, and get in pace with the fastest, if not faster group of people who are always on the move. Tagging behind such people gives you advantage over the rest who are not improving themselves for the better, thus they already complain of the same problem, money not enough, without thinking why they can never escape from this problem. It is chained to their brains already.

I only realized this few days back, when I kept asking myself why did my second internet marketing project was a failure to date, until the answer pop up in my brain..that’s because I simply stopped moving forward..thus the results stopped, I got demoralized and yeah, the rest is history..

Having realizing my mistake, linking up the dots, triangles of positive negative thoughts, solutions and alternative back up plans, it is now clearer than ever.

Poor people have stagnant minds, while rich people are always on the move, never stopping which explains why they are rich. Just ask yourself, why do MNC grow so fast and so huge? Because they have multiple factories, plants all over the world, running twenty-four hours seven days a week. Even if in a country, it is closed on due to public holidays, the other countries’ operations, business are still running, so while there may experience minor drop in profit over public holidays, the poor on the other hand completely stopped their own source of income, by not working.

Such is a simple reason why the rich get richer.

Popularity: 2% [?]

Battle to many is nothing but a combat between two or more parties fighting over something ranging from assets, to land to property rights, anything that’s related to money.

It is actually more of like a marketing campaign if you were to look at more in depth.

The difference is what makes the rich richer and the poor poorer. The stronger, well equipped depending on the type of battle always wins. It is this simple idea and difference in thinking that draws and divide the line between being rich, or poor, successful individuals or failures in life.

Just think, would you pay to watch people fight? There are so many types of pay to watch fights all over. Wrestling, boxing racing and even war..all competitors are in a race to fight to the end with hopes to emerge as the winner. The experienced past winners always have a higher chance of winning.

Both the organizer and participants are rewarded for being part of the battle. The audience however may either lose or win depending on the bets he or she made.

The battle although they are both winners and losers, yet both are considered winners, for publicity is already made, awareness created, engrave inside people’s mind, becoming the talk over the next few days until the next fight comes along.

The audience on the other hand, stands to gain very little if not almost close to zero unless they win at betting. Sports during competition are considered as a battle, while daily routine and practice is part of the competition to increase their competitive edge against themselves, and their partners (team-mates) and competitors to avoid being replaced or eliminated with a stronger competitor when the contract expires.

The rich makes lots of money from a simple battle, while the poor lost lots of money in a battle for they fight to harm themselves without getting any reward in return nor do they get any recognition nor awareness out of which. The only thing they get is negative publicity which ruins their future creditability, a black negative record to their track record that only worsen they ability to succeed in future.

Having said my point, the next time if you are being challenged into a battle or a fight, think twice if not trice, if you stand to gain something or not. Should you get injured, at what price, if you make any profit over the injuries in the process and if that same injury can increase your odds of winning to create more publicity (in-direct future profit) in the long term.

Don’t get into a fight, competition or battle if you stand to lose from that activity.

Popularity: 1% [?]

There is a common saying: “Money makes the world goes round.”

It is especially real these days with Singapore being featured again as one of the top twenty highest proportion of millionaires, claiming again the number one spot for highest density of millionaires in the country.

Like what I have written on a page on Money, by 2017, 40% of the Singapore residences will be millionaires according to a wealth manager’s forecast. The report by Bloomberg above proofed to be true, and is supporting claim to the forecast.

Imagine for every five households that you visit in the year 2017 and after, every two out of the five household residences will be a millionaire. The signs are spelled out already so clearly straight in our face now with support of evidence.

So what is left for us to do now at this junction, to fast forward our wealth is to first learn the skills that a millionaire should know, how they invest in assets, reduce their liabilities and decision making process.

If you want to be successful, you should do exactly that, if you have not found a way yet, nor do you know of a way, allow me to help you, if you can trust me, contracts and legal documents to protect yourself, your investment is fine by me, as long as you are willing to invest in the knowledge that I have on hand and the tools that I know, that can help you become a millionaire.

For just a minimal of the lowest 5 digit investment ($10,000) of Singapore currency, profits are than divided 50/50 evenly for those who are willing to have blind faith.. Addressing to anybody across the globe who may have read or come across this blog by luck, referral or link. I just need one person regardless of where you are, just send me a note, and I’ll get back to you.

For those who are still undecided, refusing to accept all the facts that is parked right in front of you, be prepared to ask the same questions six years later in year 2017, when more and more of your friends, people around you become millionaires, and you are still there thinking, what is the difference between him and me?

The answer to that very question is plain straight forward: The Rich INVEST, The Poor SAVE.
So what happens if you know neither on how to invest nor save? You should park your money with the right person or investors.

It is easier to spot a potential candidate who already knows what to do, and how to handle wealth, than  follow the right person with your investment to grow it. Than to wait for the person to become a millionaire already then requesting to park your investments with them. By then, it is too late. If you have no idea what I’m talking, refer to the video on The World Greatest Money Maker: Warren Buffet from the 40th seconds to 50th seconds of the video, a initial investment of $10,000 snowballed and compiled into $50 Million dollars according to what are reported in the video.

I’m not saying that I’m as great as him, but at least perhaps there is a percentage that the $10,ooo will compile into at least a Million. That’s the price and opportunity for early bird investments who trust people who accepted to risk of zero returns as the worse case scenario.

If you want to cling onto a Millionaire when he/she is already accomplished, be prepared to be rejected, for new millionaires are only by than interested in helping people who has helped them in the past, so that said, its as good as not asking them. Your best options, is to make a good bet or discussion with the person whom you want to invest in, make sure he knows where and how to invest and grow the money before you entrust your investments with that person.

You better believe it, for I personally is have known and have seen how millionaires work, keeping secrets only to themselves and their trusted business partners. Those millionaires inclusive of my rich relatives, my mentor(s), whom I don’t hardly speak to, except for the yearly Chinese New Year greetings.

Find your own way to become millionaire fast, I’ve seen it myself on how one of my mentor became a millionaire himself, when he told us the month he hit his millionaire status and the difference in treatment before and after. Even relatives treatment over the years since I was young, a time when they are not as accomplished as they are now shows clear difference in treatment towards non-millionaires.

Millionaires worked extremely hard for their own network, and keep secrets to people who have helped and trusted them only.

If you aren’t sure how to become a millionaire, you should start finding your own millionaire mentor and seek guidance, follow exactly what they tell you to do. If you’re the lazy type, but is cash rich, pass the money over to me, I’ll help you with the investment part to grow your returns.

With that, I hope anybody who have read this blog post, can start focusing in the right direction to draw and follow your millionaire status soon.

Popularity: 1% [?]

Numbers are part and parcel of everyday life. In fact they are fused with almost everything, for which there has to be a quota met in order for survival.

From the poor to the rich and wealthy, all individuals knows the importance of numbers in terms of dollars and cents and how it will affect their growth etc.

The numeric numbers that are known to the poor are primarily any where from cents to dollars and at most thousands worth of dollars for majority of the people classified as poor.

The rich (middle-low end high class) might be looking at numeric anywhere from double digit to five if not six digits in their knowledge and the financial knowledge to manage and grow the sum of money at least or if not maintain the amount.

While the wealthy individuals often classified as successful business owners, investors will be looking at figures starting from five digits to minimally nine to twelve digits in sums when it comes to running a business of national and global scale hanging accounts of multi-millions or more.

At the top most level is the macro economics where government handles anywhere from billions to trillions worth of assets to allow the smaller companies and individuals handle the micro economics of handing billions to millions as the social status decrease.

From money to even food for consumption, we are dealing with numbers, and the numbers regarding food is related to either the amount of calories, if not the price tag of the dishes served in different restaurants etc.

Since the moment we are born, the association of numbers is started to fuse with our lives, yet the irony is that only minority of the students, of the public will learn the skill of dealing with numbers, financial accounts that is a daily necessity, considered a must know knowledge and information. Yet it is only taught to people who are interested in the subject, gain the knowledge and know how of growing their portfoilo and helping others manage their wealth, fighting against inflation at  premier thus their own personal wealth keep growing.

Such is a shortcut to climb the ladder in ranks to go from rags to riches. But only when a individual shows complete understanding of how the rules of the game are played at different levels, how to bill, charge for products, services, value, good will, reputation, creditability than only can an individual, entity grow and climb to the next higher level.

And the fact is that financial sector is always in shortage of talents for the past few decades globally due to growing demands, just like it is so for the aviation sector. At least that’s what i learn from reading newspapers.

Those who are not interested in numbers, are than found to be ignorant, and majority of which are found in the poor social status group. For failure to learn the basics of numbers, how to grow and maximize the the value of the numbers resulted in a rich-poor of income gap between the social status.

To be wealthy, one must show understanding of proper accounts before taking it to the next level one step at a time. Failure to comprehend the link and knowledge of numbers will see oneself remain in the status quo with no improvement.

In a nut-shell: To climb the wealth ladder, first learn how to read accounts, and manage financial knowledge at least for the basics before utilizing professionals to take care of the books while individuals focus on growing the business with different strategies with the trial and error phrase for every single product and service delivery to grow the business so as to keep losses to the minimal.

Popularity: 1% [?]

Vigilance in dictionary terms is to have a sustained attention over long period of time.

In modern days, where employment, job security, plentiful food at our disposal,  man have eventually evolved into a state of laziness to such there’s a lack of natural alertness in majority of individuals these days.

From being alert to problems and solving it by ourselves in the back old days (centuries ago), man today has largely involved into easy preys if man were all to be placed and live on their own in the jungle or forest at the mercy of the animals out in the wild.

Reason being so is primarily due to the contentment with the government, security from lack of predators for our lives, thus we fall into a sense of comfort zone refusing to utilize our natural assets namely our brain, using wits to solve problems. Instead, we turn to officials, politicians, security personnel to solve our problem when we can easily solve it on our own if we just work together.

Simple things like a theft, can be easily avoided by simply concealing if not hide the valuables, jewelery from view that only encourage crimes to take place. if it’s in the wild, like how the animals search for food, once they successfully hunt and killed it, they will either hide it, and prepare for rainy days, else take a few quick bites before keeping it at a safe place from other animals who will find an opportunity to  snatch away the food. Just like cheetah trying to keep the kill away from lions, hyenas and vultures.

In the urban environment/habitat, while such animals are kept out of man’s reach and harm, there are however other preys and predators, namely man hunting on man, just that it’s in a different setting. Whereby the rich profits from the poor, sometimes, if not majority capitalizing on the gullible, naive employees like how loan-sharks squeeze their debtors dry. The only difference is that business owners, investors conceal and camouflage their  killing/hunting strategies to themselves so as to maintain and hold off any potential impending predators wanting to get a slice of the market where the money is.

One such example that’s happening every day is in the property, insurance, banking and other sales industries. Every year, globally, news articles reports of scams, frauds, business bankruptcies are all signs and tell-tale signs of modern urban war unknown to majority of the people. Failure to be aware of the urban warfare and struggle for food (money) will ultimately lead to more people going broke and end up in debts.

Even another sector/area that majority if not all (except for the health professionals) will over-look falls into taking care of their own health. Failure to do so, results in lost of income with immediate effect, so health should always be the top priority.

Being aware of our surroundings, and know the risk involved in signing any contracts for sales of anything from small gadgets to credit card, bank loans and even loan guarantors will help individuals avoid the falling into the hands of the mercenaries.

Learning the rules, skills to navigate the modern war in urban habitat will increase the odds of oneself in gaining advantage to fight against the percentage of going broke being an employee.

Popularity: 1% [?]

Integrity is something that is considered to be worthless in majority of the people but considered priceless in the minority professionals.

Worthless in the sense whereby there are immediate return on investment also know as profits, mark-ups and margins do not show up instantly thus majority of the employed and self-employed individuals have experienced what all working adults would least like to be faced with, and that is office politics.

It is a unpleasant, ugly politics battle, making an office environment hostile, changing individuals with happy to sad in a matter of seconds.

Yet it is considered to be priceless in the minority professionals. Reason being so is have you ever seen any wealthy individuals with bad office politics? Never, and you will not observe anything like that in their business operations at any point of time. The office environment might be hostile, but it’s considered a battle of survival of the fittest with the best sales closing etc.

Not many people will actually pay attention to this word, it’s more of a morals and ethical principles to differentiate character, reputation of an individual, business or around a brand label.  It is what separates the successful minority professionals from the unsuccessful majority of the individuals fail to excel in.

For having a negative reputation, integrity, it is equivalent to lower possibilities of closing a deal with a client based on past record. When you are not worthy to be of a positive influence among your immediate social circle of peers, friends and family members, chances are you will only attract the same group of individuals similar to you in character and personality. That is why there is these phrase “Great minds think a like”, and the reason you see both the wealthy individuals (business owners, venture capitalist) and the mafia leaders hang out together.

Even within the mafia syndicate, they must also observed integrity and disciplinary issues among the ranks which makes that look awesome, attracting numerous recruitment globally among the young and gullible into committing crimes and being scapegoats of the experienced and seasoned leader.

So what happens in between where no integrity are being followed, that’s where you are faced with office politics, arguments, disputes, fights that can be easily avoided by a peaceful discussion to exchange ideas.

If you forgo and choose to ignore to value integrity, you put yourself at risk of spoiling your interpersonal relationships with your friends, peers, colleagues, family members, relatives thus in-directly spoiling your own future. Why so, because once the people who know you in the past, when you are fouling, ill-manned, your past friends who may not even know how you have changed and improved for the better ends up spread word of mouth on how bad you used to be in the past when you and them were still young. So in the process, ruin your chances of leaving a positive impression on any potential lead, prospect who may be considering securing a business deal with you in future.

Start to foster good relationships from young, if you have a negative record, start repairing them as soon as possible to prepare for a brighter future.

Preparation, laying the basics right.

Start things off on the right foot, if you want to be wealthy might as well get the basics right.

Popularity: 2% [?]