Ryan Ho's Entrepreneurship Blog

There is a common saying: “Money makes the world goes round.”

It is especially real these days with Singapore being featured again as one of the top twenty highest proportion of millionaires, claiming again the number one spot for highest density of millionaires in the country.

Like what I have written on a page on Money, by 2017, 40% of the Singapore residences will be millionaires according to a wealth manager’s forecast. The report by Bloomberg above proofed to be true, and is supporting claim to the forecast.

Imagine for every five households that you visit in the year 2017 and after, every two out of the five household residences will be a millionaire. The signs are spelled out already so clearly straight in our face now with support of evidence.

So what is left for us to do now at this junction, to fast forward our wealth is to first learn the skills that a millionaire should know, how they invest in assets, reduce their liabilities and decision making process.

If you want to be successful, you should do exactly that, if you have not found a way yet, nor do you know of a way, allow me to help you, if you can trust me, contracts and legal documents to protect yourself, your investment is fine by me, as long as you are willing to invest in the knowledge that I have on hand and the tools that I know, that can help you become a millionaire.

For just a minimal of the lowest 5 digit investment ($10,000) of Singapore currency, profits are than divided 50/50 evenly for those who are willing to have blind faith.. Addressing to anybody across the globe who may have read or come across this blog by luck, referral or link. I just need one person regardless of where you are, just send me a note, and I’ll get back to you.

For those who are still undecided, refusing to accept all the facts that is parked right in front of you, be prepared to ask the same questions six years later in year 2017, when more and more of your friends, people around you become millionaires, and you are still there thinking, what is the difference between him and me?

The answer to that very question is plain straight forward: The Rich INVEST, The Poor SAVE.
So what happens if you know neither on how to invest nor save? You should park your money with the right person or investors.

It is easier to spot a potential candidate who already knows what to do, and how to handle wealth, than  follow the right person with your investment to grow it. Than to wait for the person to become a millionaire already then requesting to park your investments with them. By then, it is too late. If you have no idea what I’m talking, refer to the video on The World Greatest Money Maker: Warren Buffet from the 40th seconds to 50th seconds of the video, a initial investment of $10,000 snowballed and compiled into $50 Million dollars according to what are reported in the video.

I’m not saying that I’m as great as him, but at least perhaps there is a percentage that the $10,ooo will compile into at least a Million. That’s the price and opportunity for early bird investments who trust people who accepted to risk of zero returns as the worse case scenario.

If you want to cling onto a Millionaire when he/she is already accomplished, be prepared to be rejected, for new millionaires are only by than interested in helping people who has helped them in the past, so that said, its as good as not asking them. Your best options, is to make a good bet or discussion with the person whom you want to invest in, make sure he knows where and how to invest and grow the money before you entrust your investments with that person.

You better believe it, for I personally is have known and have seen how millionaires work, keeping secrets only to themselves and their trusted business partners. Those millionaires inclusive of my rich relatives, my mentor(s), whom I don’t hardly speak to, except for the yearly Chinese New Year greetings.

Find your own way to become millionaire fast, I’ve seen it myself on how one of my mentor became a millionaire himself, when he told us the month he hit his millionaire status and the difference in treatment before and after. Even relatives treatment over the years since I was young, a time when they are not as accomplished as they are now shows clear difference in treatment towards non-millionaires.

Millionaires worked extremely hard for their own network, and keep secrets to people who have helped and trusted them only.

If you aren’t sure how to become a millionaire, you should start finding your own millionaire mentor and seek guidance, follow exactly what they tell you to do. If you’re the lazy type, but is cash rich, pass the money over to me, I’ll help you with the investment part to grow your returns.

With that, I hope anybody who have read this blog post, can start focusing in the right direction to draw and follow your millionaire status soon.

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Answer in dictionary terms has different meanings and it can be a reply to a question; a solution to a problem, a response to something or retaliation when faced with opposition or in defense of oneself.

Over the past few weeks of absence with full use of notebooks, time and thoughts set in with more rooms to think.

As I look back, I’m thankful for the natural life cycle of items, objects and even living beings inclusive of animals of all kinds.

During the absence of a own fully operational notebook, there are times whereby I wanted to continue to write out my thoughts via blogging, but is limited to my situation which I’m in with depleting resources inclusive of money, time and health.

Without money, time and health will not be possible. Without money, my path towards entrepreneurship will cease to exist and so I will remain just like another average joe on the streets.

Having ample time off from the notebook (electronic gadgets) has given me another answer which I would otherwise never will come to realize without the aging notebook due to the shelf life of items.

As I read books, thoughts started flying through my mind, at times floating  and even crawling pass my mind. While the ideas and thoughts are constantly changing, the one thing in particular which I was constantly thinking was how to get rich, and being both rich and right at the same time without compromising on my principles needed for my own personal branding..

As days passed..weeks…months..even while I’m working, being employed (though I once said the last time I wanted was to be employed) but I still got to face reality.

The harsh cruel truth of society, money is essential for almost everything. Without it, nothing is possible, but on the hind sight, money still has its limitations.

Searching for answers and the path (formula) required for success, with the advice and comments from my current boss, I learn quite a few helpful tips essential for success and getting rich.

Face the music is what I could sum it up of.

Face the truth, reality, and never ever live in my own desired world or some say fantasy. The right answer is that there is no model answer.

Here’s a food for thought for readers: How to get rich?

You might think there are numerous ways and different scales to doing it. That’s right, there’s no one definite answer to a question or problem.

What works for you might not necessary work for me so the key to success is to ask yourself what kind of parameters and environment do you want to be in and be ready to compromise on certain things which you might not like.

Flexibility is what makes all millionaires and billionaires rich. With the same goal and destination, you just need to search for a terrain suitable for you depending on your working style, preference and personality, work with supportive people and be in a team.

No matter how rich and successful a individual is, the wealth he/she now holds are a collective effort of all the other individuals who are helping those in the limelight contented with what they have

Ask yourself and find the different answers. The truth of the adulthood is that there is no such thing as good or bad, whatever brings in results is considered good. (A far cry from what’s taught in schools, but that’s a cruel fact of life)

Start asking yourself questions and try out different answers. Even if it’s wrong, it is also an answer which you have tried, you just need to identify those suitable answers and assemble them accordingly to make it function and together with a framework, it will than become a formula of your own.

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Consideration is the evaluation of facts and benefits keeping in mind of something.

It is the process of weighing the difference effects and consequences to something before, during and after the decision has being made. Thinking about the results, if it will produce positive or negative impact, who are the affected parties, who will benefit, who is the main targeted market who directly benefit from the decision.

The poor, takes lots of time to come up with a decision, without first knowing what they want, how they will judge and access anything when the time calls for a decision to be made. First thing that comes to the mind of the poor is “let me go home and think” which not only isn’t productive, efficient and it will further delay the growth in all aspects. When poor people goes back to think, the people they talk to are people who knows nothing, and when a ignorant person ask another ignorant person, the answer after the decision is nothing thus hindering their own success and growth.

The wealthy and successful people have their own way of consideration and will set a date line for all decisions to be made with the exception of when the project/proposal will implicate the whole business, employees, than no time limit will be set. The general consideration factors typically hang around these few.

Projected return on investments, target market, strategy to penetrate into the market, what are the risk and rewards to themselves, the employees and the company/business. Will it be possible to expand business into a new area to increase profits and slowly build an empire, who is the partners they will be working with, do they have the clean past track record, their respective style of doing business, how they treat their partners after a successful project, if they turn their backs around them and run off.

Wealthy and successful individuals have their own respective consideration factors to think first before making any decision. The higher appointment you hold in the business, the deeper your consideration needs to go under to areas which will be overlooked.

When it comes to making a decision, they are fast, efficient in this aspect while the poor takes their time, drag this drag that, thinking the opportunity will wait for them living a their own made believe world.

People who go from rags to riches will understand this time, timing which is why all self-made millionaires and billionaires keep increasing their wealth as compared to businesses whereby it is handed down from generation to the next.

People who are already successful born in a silver spoon might not necessarily understand the essence of it because they have the power (money) to do things from the start.

If you don’t know what to consider, ask the person who introduce it to you, they can help and assist you in making an informed decisions with them knowing the differences among their competitors.

The more time you think without discussing and asking questions and keeping those questions to yourself, the higher your chances are of failure. Wealthy and successful people are not afraid to ask, it is only when they start asking, they learn something new and thus more windows of wealth accumulation will be opened up to them.

If you don’t know, start asking. Be humble, but never be modest. Give credits where it is due.

“The more you learn, the more you realize how much you don’t know” – Donald J.Trump

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Use is to employ for some purpose, to take unfair advantage of, to exploit people, animals for their personal gains and benefits.

It is a word for people who are witty but not intelligent who employ such tactics on people who are not as witty as them. Boss will only use employees for their own benefits. Giving employees a market rate pay and keeping most of the advantages to themselves thus there is unjustified

Employers will only exploit employees who are willing parties to overwork and get paid a small sum. In the corporate sector, benchmarking is a bad practice for us the ordinary people for people like you and me to ‘think’ that it is right for us to be paid so a tiny fraction for working so hard. There’s no right and wrong, there is just do you think you deserve to earn more and much more than the others?

If employers are exploiting employees, but only when employees are willing to be exploited and sign by the contract, than it’s a willing party and no blaming should take place at all.

In the world of poor people with poor mentality, it’s more of a dog eat dog society, fighting for the same piece of meat, that’s the world of society from people who are near millionaire but not yet to people who are extremely poor and really is hard up for money to meet daily three meal problems.

In the world of wealthy and successful businessmen filled with billionaires, multi-millionaires and millionaires, it’s like the lions, tigers, cheetahs, jugulars and leopards helping their own species to grow and share food together which makes them king of their own territory.

By working together, growing stronger together is better than cutting and slaughtering each other, growing up weak with lots of scars and flaws so visible to on-lookers.

You are what you think.

It is often said “You reap what you sow” which is wrong. This phrase only applies to people who are being exploited like how farmers exploit cows, bulls for farming etc which is silly and dumb getting satisfied for peanuts.

You should carve this into your mind “You reap much more than what you sow” which is what employers are doing, to have a equal chance of opportunity to get wealthy and successful.

Throw away the wrong education and knowledge which brain-wash us to work like a slave getting peanuts. Put on your thinking cap from now onwards and start to think on how you can reap much more than what you sow to succeed.

If you want to know how to reap much more than what you sow, I have just what you’re looking for, all you need to do is to contact me.

Good luck and build wealth.

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Balance is about equilibrium with equal distribution of weight distributor to achieve balance.

Everything must be balanced, and there must not be bias on any side but in reality, it isn’t possible to strike a balance unless we control our own source of income, wealth and time by working for ourselves and not for our boss.

At work, government across and all over the globe always talk about having a balance working life, which is nonsense, if they want to get paid via tax thus they have money, they have to think of ways to allow business to have more employees thus more tax will be received from everybody making them richer but not wealthier since government are not experts at wealth and financial management.

The true experts of wealth and financial management are the billionaires and multi-millionaires. Millionaires are not included in my theory because millionaires can be done alone with hard work while multi-millionaires cannot.

News reports of financial crisis, great depression, stock crisis, commodity shortage thus causing sky rocketed cost of food and basic ingredients such as sugar, salt, and oil at times are the solid proof that government leaders are just ordinary people like you and me in the streets. They know nothing about real wealth management. They can make mistakes and push the blame to somebody else by military or keep it within the walls of each respective country as top secrets etc, and the best part, they don’t get fired because they need to retain ‘talents’ who are just sadly ill-trained professionals who knows only theory but not practical experience whatsoever.

Such people in the government do not and will not know how to balance the equilibrium and will continue to make mistakes than push it to others, got let somebody be the scapegoat taking the blame while opening a back-door to the person who help them take the rap.

The Lehman Brothers is a typical example of ill trained professionals who cause the world economy to share the rap and consequences of their actions, sparking a crisis with more problems in western countries than Asian countries.

With US government using tax-payers money to bail out the companies that didn’t do a proper job to save employments, when this happens, it is debt sharing, and passing the debt to the majority of the people. Take the total sum of money USA used and divide among the US population, and you know on average how much a US citizen helps the government to pay off the debts, which is why the US presidential election is all about, getting the consent of every citizen for approval by votes.

In Asian countries, it is run with a slightly different practice, because of the lack of politicians, and leaders, whatever mistakes they made, it will be compromised because there are no successors to take over thus they can continue making mistakes and nobody can do anything because they lack the higher appointment to veto the politician out immediately. Business and politics will never be able to work together due to a conflict of interest and why Warren Buffett initially decline President Obama request to lead the US in terms of investment options.

At work, health and family, it is all about striking a balance but it is not possible to do it because not possible to do so as business is all about profits and family work balance must be compromised in order to meet quota set by the company and the management else face the risk of being fired.

The only possible way to attain work life and family plus health balance is to work for ourselves, and find alternative income source to have flexible work time, have a business system to have it running on automatic basis so to allow equal balance.

The alternative is via internet marketing, and multi-level marketing (MLM) which requires no boss, no fixed timing, efforts and pay are justified by the amount of commitment they put in which is why news articles in Singapore have mention successes in blogging stay home young mothers who are IT savvy. MLM however has created tremendous success that can’t be overlooked but it is treated with negativity thus people are not receptive to it.

Education is all about helping ourselves to earn more money, but why and how did people think that it’s only right to help boss earn money and not help themselves? Are you slapping yourself in the face? Wake up to the reality and face it. If you at any one time want to deny facts, you will be a loser and loser will only suffer in misery and nothing else.

Do you want to seek balance in live which will encourage good health or do you want to continue to work your guts out risking your health helping your boss get rich, and not helping yourself?

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The wealthy and successful businessmen always have a positive mindset. Regardless of what problems, obstacles, and technical issues they face in front of them, businessmen will always have a positive mindset and work towards a solution.

“It takes positive to breed positive and together positivity breeds success,” something which I just thought of as I was writing this blog.

Being positive has got tons of benefits, especially if you want to go from rags to riches, you must equip yourself with a positive mind and constantly hang and network with positive and successful people.  Who you network with will affect the results you produced. If you want to know the results of what will happen to you if you network with the wealthy people, look around and find out more on who are they mixing with, are there a single failure with a negative mindset among those successful businessmen, absolutely NO!! When you even associate yourself with one, the damage is already done, so stay clear and don’t even network with people who have negative or happy mindset.

A life example will be, look at actors actresses, all the media artist hang around media artist, what the chances whereby you can see them are hanging around with average people who are non-media artists with the exception of going out with their family and relatives. In fact, even if you do spot them, what is the percentage of you seeing them frequently, it’s like one in a thousand chances to see media artist on the streets unless they are working.

Each successful individual are successful because he/she hang around and network exchanging ideas, strategies, tips and methods to improve each others weakness to mastering the art of perfection in each other giving positive remarks and comments.

If you want to make a change, start by reading more of my blog, ask questions. Go to libraries to borrow self-improvement books, read, learn and absorb what you find useful and beneficial to you. At times if you can’t find any, than you need to dumb away your negative unproductive thoughts before you can even accept and absorb positive education which is easily available to the public.

It is easily accessible to the public to learn and picked up, but it’s not simple to absorb those free successful education and thinking into our minds. Just look at how many people go to libraries, how many people who read such books make it to the multi-millionaires rank. Little to none, because they can’t absorb what is taught and shared by successful people without first admitting their own learning is flawed and try to learn from the book with their flawed thinking and mindset which will of course produced flawed results.

If you need statistics, ask your friends, how many even bother to read millionaire, multi-millionaires or even billionaire’s books and trillion dollar company strategy books? Not many, nor do they even go to the business section to know that it’s free to the public for borrowing. Do what you need to do & do it!

If you’re not successful, now you should know why and what you need to do to alter the results which you’re getting. You have a choice between positive and negative. What will your option be?

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Chinese New Year is round the corner, and every Chinese are busy packing, throwing away unwanted furniture and other items, buying new household items and furniture to refurbish their home giving it a new look.

This is a habit and a culture to do so which everybody feels great of to have new items around their home giving the home a new life etc, but as we change our environment, have we ever tried changing and accepting new ideas, knowledge and different thinking to embrace change and upgrade ourselves or are we stuck in the same old place.

If we are stuck, how to get out, no matter what we do in a stuck position, no matter what we do to ourselves outside will never be able to change what’s happening inside our brain which translate to how much we earn, how we educate ourselves, our kids (for people who have kids) and even talking to our parents etc.

Grandfather, grandmother are picking up skills in community centers learning internet and technology years back already, they are willing to accept and add new knowledge and thinking into their brain, are you doing so? If you are against the idea, being left out, and stay happy being out-dated, that’s the end of everything, because people discuss and talk about how to enjoy themselves, catch what movies, how to make more money, what to wear, where to find unique fashion clothes, good discounts etc.

If you’re not progressing, than all the best, even a New Year can’t save you but if you are committed to making gradual changes to your personal life, thinking, you will find new happiness. Those who slog hard for the company are always putting on a black face helping companies to profit, but they aren’t helping themselves to profit and gain extra sources of wealth, and how receptive or unwilling they are to make changes, than that’s the life that they have to accept.

If you have yet to decide what your New Year resolution is, think of a proper one. If you aspire to be wealthy like a millionaire than find your ways to work with them, if you don’t know the contacts, works with me, I’ll connect you to them since they are my mentors.

Quoting from what I learn from my seniors last time:

“In a group of ten people including you, if you are hanging around with nine millionaires, even if you’re a beggar, it also will not affect your odds of success because you are making friends with millionaires and surrounded by them, you will one day be a millionaire like the nine other millionaires.

However if you are hanging in with nine other beggars, even if you have a millionaire mindset, strategies and concrete step by step methods to help you get there, but hanging around with nine beggars will only squander your wealth away in no time buying, paying and spending in indulging yourself and your friends. “

In short: If you want to be a millionaire, hang around and make friends with millionaires, not beggars who will not spur you on to be successful, instead they will drag you down to suffer with them.

I have made my New Year Resolution, and did just that to work with my mentor, have your made the right decision yet?

Lets see if next year will be a better year for you and I in a much wealthier situation than this year. Huat Ar!!

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Connections are a term which has similar meanings with networking and are words both used in businesses.

In business, when businessmen go around the social hall mingling around, they are networking, introducing each other, getting to know one another and creating a strong network of people to ensure a smoother transition into areas which may require each other help in future.

Connections is a word which holds a stronger meaning to just networking. It is the bond that holds individuals together with trust and equals to meeting up, hanging around on a regular basis, thus being connected with wealthy individuals’ in particular successful millionaires as mentors, who also are connected to stronger multi-millionaires are essential.

People with lots of connections are the people who will be able to help you extend your wealth, the convenience the wealthy influential multi-millionaires have as compared to average income earners on the streets.

To be successful, in MLM, most people depend on the bridge to bridge the gap between a employee with Just Over Broke (J.O.B) situation to a adviser also known as a presenter who will be the connector in between the two strangers who knows you.

In business, connections is mostly all that is to it to success, wealthy people are connected, like what is being mention in the book “What Men don’t tell Women about Business” completely illustrates the point of connection among the super wealthy individuals who are traditional successful businessmen.

How they select new partners to work with are simple, just ask around for views, even in front of the presence of the individual, he/she who’s the center of the discussion will not even know the hidden meaning there is to successful businessmen blacklisting that particular individual without them even knowing. That in turn gave me new insights to how real successful businessmen works in the traditional setting, read that book, understand what goes on behind every phrase and short conversions which will tell them all about respective individuals.

Remember, long conversation is crap, its quality short, straight and unsuspecting conversations which are understood by other the successful businessmen which is Alpha Males in the book.

Time is precious, required for negotiations which in turn reduce the sales price thus converting to saving money. Everyone has the same twenty-four hours, how you maximize the twenty-four hours of your day is a skill which we need to master and what better way to learn and leverage by joining millionaires and learn their language, understanding and perspective of viewing a business, individuals etc.

To learn the skills that make a successful millionaire, you need to get a connector who will connect you to millionaires, be their apprentice and learn whatever you can learn like a sponge, and leverage on their financial capabilities to jump-start your path to success with the right tools, environment, coaching and connectors.

As there’s a saying, if you can’t beat them, join them. Like wise, if you can’t devise your own strategy on how to become rich and wealthy to be a self-made millionaire, than first go and learn from a self-made millionaire than devise your own methods by which I mean model your method after the tested proven successful model than add in your own enhancers to make the method easier.

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Chinese New Year is coming, which represents a new Chinese Lunar Year welcoming the zodiac Tiger this year. Every Chinese New Year, Chinese will practice certain beliefs to keep the wealth inwards to the home rather than outwards.

There are taboos during Chinese New Year. Like for instance, sweeping is not allowed during the Chinese New Year period, if there’s really a must to sweep, than it must be sweep from outside inwards to the home so as not to sweep away for God of Fortune.

While everyone is preparing for New Year and welcoming the god of fortune, most of the people however, will not open the door even if god of fortune is knocking on the doors. Those who open the doors will be given and be blessed with fortune and prosperity.

Majority of the people in Singapore have being trained and bought up to look, think and plan only for short term. All that they see and ask of is money, only real hard cash is what they want, they don’t want opportunity which requires hard-work. All that they wish for is money to fall from the sky just like a game played in television shows annually, shaking the money tree in game shows.

Money comes in many variations. It can be in gold, silver, jade, antique, home, insurance savings plan, investments and businesses. It can also come in a form of a business opportunity. An opportunity to be trained by the rich, wealthy millionaires who knows the secrets of doing a business successfully greatly reducing the risk of loses with their valuable experiences.

New Year Resolution is a wish that everyone will make, but only a minority of the people will actually welcome anything opportunity that comes their way. Most of which either give reasons which are excuses to turn away money or tell the opportunity to wait for them, thinking it is their right to get rich and the opportunity must wait for them.

This kind of thinking is completely wrong, but suitable for respective nations, who wants to groom a large pool of civil servants, but I view them as slaves slogging hard for the rich without having a justifiable income for their efforts.

A bull who works so hard, will still be a bull after many years of hard. If working hard is really the proven way to get rich, than the third world should be richer than us already but why are they poorer than us?

The answer is simple and straight-forward: make the right choice choose the cash machine wisely before working hard to grow that cash machine.

Do you want to continue servicing your cash printing machine, or do you want to build a bigger, better cash printing machine with a New Year? If you’re working in the same job, have the same pay, doing the same thing which you have being doing for years, nothing have changed and like wise same for your income over these years and it will remain stagnant for years to come and even is losing in value thanks to inflation which is happening.

Inflation is the number one factor why the rich is getting richer while the poor is getting poorer. Without using the same tools which the rich are using to get rich, the poor will only get poorer because their tools are rusty, broken and not efficient to make more money.

Money is only possible if the poor is willing to change their tools (thinking) and adopt (follow) what the rich do (business investments) instead of slogging (planting a bean sprout) as compared to the rich who’s working hard too in a different way (panting durian trees) looking ahead for the long term continuous income once it ripens and bear fruits.

Here’s the difference: The poor use a green bean to plant a bean sprout with each bean, there can only be a bean sprout which is exchanging an item for an item.

The rich is smarter: Using a durian, to plant a durian tree, for the first twenty-years, there will be no fruits, and required constant care, attention and fertilizer as nourishment. After the twenty-years is up, when the durian tree is ready with deep roots, the rich (famer) will than no longer be required to care for the durian tree as it is ready to stand on their own producing rich quality and quantity of durians with zero effort from the twenty-one year onwards reaping the fruits of labor than sharing it with the people who assisted him during those difficult years.

Earning money is easy, exchanging time for money. Building wealth is much more difficult like planting a durian tree, but success will only belongs to people who are not only hard-working but also smart in making the right decision as to what kinds of seeds to plant and looking ahead of the benefits of planting the right seeds.

If you want to work with millionaires in printing money right now, don’t hesitate, contact me now and I’ll show and share with you what seeds I will be planting, and how I know it’s going to be the next durian tree. Success belongs only to people who makes the right decision and seek proper guidance. I’m learning from millionaires, and so should you. Join me as we go on a journey planting and farming durian trees.

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