Ryan Ho's Entrepreneurship Blog

There are many opportunities all over the world in different forms and disguise, we just have to find the right one and capitalize on it.

From business, investment  to even relationship, volunteering work and learning, there are so many opportunities, we all just need to analyze which one is suitable for ourselves and grab hold of it before anybody takes it away from us.

In investment, there are opportunities happening daily in the stocks, forex trading, options, electronic trading funds (ETFs), bonds and many other financial products to invest in, but to find the right opportunity best suited for ourselves requires more than just a basic understanding of how it works.

There are a couple of points in helping to determine if it is right for us based on our resources and information.

First: How much investment capital do we have? The amount of capital determines the amount of returns we’ll be getting.

Second: If we understand what product the investment is all about, the implications, highest and lowest point of value based on historical data and the trading patten, with who are the investors and speculators. Knowing how big the market is, as well as how many competitors there are, if there is high demand, low supply or vice versa, all of which makes a lot of difference in determine the right time to cash in on the investment and when to exit to maximize returns without even incurring any loss in best case scenario.

Third: Knowing, understanding of the market, the related products tied up if not may pose as a contributing factor in supporting the value of the opportunity that reflects the buy-in price of the investment. When the returns on investments meets up to expectations, having knowledge helps in determine the next higher level of playing field that investors must upgrade to, so as to make with less competitors, but those with deeper pockets, ensuring each investor gets a slightly bigger slice of the pie. Capitalize on the news, predicting the potential changes and reactions to the market and adjust the investment portfolio accordingly.

Fourth: Self-reflection is important to determine is we have the expert knowledge to invest or do we outsource it to a professional investor and not a professional employee that are parked in the stationed in property and insurance companies.

The successful investors always buy and earn their way into getting the right connections to maximize their profits by buying the same investments that the experts are eying on.

The poor investors and speculators only listen and trust their funds to professional employees without professional investment strategies nor experience, nor is it their interest in helping clients get rich, rather they are paid for servicing companies’ clients, so they don’t really care if clients profit or loss as they get something like a small percentage service charge on the funds invested with the company.

Fifth: Timing – There is a saying “It is better to be early than to be late. Better to be late than never” which can be applied to literally almost anything and everything. Knowing when to go in and out, at times even to pause and wait for the next cycle of identical pattern the next week.

Once you have a basic understanding of how to access the opportunity that is/are coming in your direction either directly in your face, beside you, or behind you, than come up with your own check list to check if all the conditions are met before you jump into the opportunity and ride with the wave.

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Risk is something that not many will want to take. But without it, success cannot be attained.

Just like the picture above, while a sniper trainee is learning the ropes to being a sniper.

In a actual operation, a sniper himself/herself is at risk of being discovered by enemies if enemy noticed the scope’s reflective lens from long distances.

While the long range shooting increases the possibility of safety from enemies, but it also put the sniper at risk of not being able to leave safety as the weapon is bulky, maximal ammunition load of only 10 rounds. So part of the training is not to be discovered while preparing to eliminate enemy.

This is a situation of killing or be killed, which also happens everyday in business and in everyday life.

In business, it’s all about calculated risk, and greatly minimizing the risk of failure, making strategic moves to increase market share and financial muscle to growing the business.

In everyday life and at work, we are putting ourselves at risk too, but majority choose to ignore the real risk that each and everyone is facing. The risk of retrenchment, which happens without any notification, no guarantee whatsoever.

While employment may seems like a smart choice, to me personally, it’s more like walking on a thin thread of line in the air.

Just one step of wrong move, and employees will face risk of getting fired, with no other sources of recurring or passive income, leaving many retrenched individuals jobless, bleak future, family arguments, and many other factors.

But while the odds are against us, majority of the masses still choose to be ordinary. By going with employment and staying in the rats race.

With entrepreneurship, while the risk of financial burden may seem huge, but once everything has settle, the risk is kept low, and nobody can fire you unless you decide to quit/sell the business to somebody else.

The best part about risk is that those intelligent risk takers all attained success in live, financially, spiritually and multiple aspects. It is only by giving up some elements of security, than only do we have more rooms for take in other benefits that comes with such risk.

A common example of risk taker is a stock trader, making calculated moves with proper analysis based on market reactions, business information, economy directions, growth trends etc. Likewise, property developers, investors all share the same thinking.

Embracing risk is the sure way to succeed, but do so with caution, lots of practice, training, and most importantly, get a coach, who can share his/her experience with you to eliminate if not greatly minimize the obstacles that you will face in your quest to success.

Take control of our own life, start your own business, but only if you know what you are doing, if you don’t, you’ll be killed. So stick with what you are at best and gradually widen your skills and expertize.

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Opportunity is a topic which I may have written earlier, but this time this is on a rather different segment. This blog post will talk more about the importance or rather the crucial and in fact critical moment for success.

As I’m writing this blog post, believe it or not, I am racing against time and my notebook, a five year old Fujistu Laptop Model S2020, with a loose adapter that will run out of power anything due to old battery and over-used adapter or I presume the socket is faulty since the adapter was purchased and replaced with a new one just less than two years back.

Over the next few weeks, I will be blogging less, due to the technical problems which I’m facing and I will turn fault into opportunity like what Henry Fault said: Don’t find a fault, find a solution. So by that it means, I will try to be less dependent on this notebook, taking my product creation, a total not less than five books which I have already decided on the title, chapters already and will be writing them in my book by hand instead of using my notebook.

I’m not complaining, but this blog post is just to allow readers who are regular readers of my blog to understand the situation which I am in currently. Thanks for your encouragement in continuing to come back to my blog to read. I will try the best of my limits to blog if my notebook is cooperative with me as I’m at the mercy of my notebook in fact as my notebook is giving up on me already..

Once I complete my books and have them sold off the shelves, I will come back stronger and a winning formula on another topic with lots of tips on how to survive days without modern technology and getting back to the traditional methods of product creation.

Thanks for the loyal readers.

If there’s anybody who may want to help me out with my situation, the amount I need to get back online 100% will be a cheque of SGD $4000.

The person who is willing to sponsor me this amount will get rewarded. No details will be posted as I don’t want to be appearing to be selling my products and services since I have being trying to offer free advices via blogging.

Only genuine sponsor are welcome to help me, no questions asked in the process, and leave your contact behind so I can repay/return the favor of gratitude to whoever is the sponsor. I just need a SGD$4,000 cheque to my bank. Thank You, (just contact me via my contact page and I’ll reply as soon as I can come online.

It would be best to get a sponsor but I’ll try my best to buy myself whatever I need, it’s a hard and difficult route ahead without going online, but I will work out the details.

I just need a investor who will be willing to make a investment of just SGD4,000 in me.

Kindly come back and read more blog posts when I’m back online with a new notebook of my choice.

Thank you.

The route to entrepreneurship, solving problems starts now.

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Laziness is the lack of desire to expand effort. It is to appear sluggish, slow moving, resistant to work.

It is a psychological problem that manifests itself in our own mind. By repeating telling ourselves that we are lazy, one day you will notice that you will tell others yourself and confirm yourself from your own mouth that you’re a lazy bone thus pushing and avoid any job or work which can be a hassle.

Laziness derives from the word lazy, but there’s a slight critical difference between these two words which dictionary and schools don’t talk about.

Laziness is a problem while being lazy is a catalyst to speed up productivity and efficiency at work for finding shortcuts. Once you start working, you will realize the difference. A shortcut is needed to reduce time, effort and to increase profits for minimal effort made.

People who practice laziness, will have a harder difficult lives and living in a environment filled with problems created by their own laziness.

People who are lazy are making lots of money. Look at your employment, do they do the work themselves or do they pass or divide their workload to the group to minimize the time spent on a project. Just do a simple comparison, is it easier for a group of people to complete a project or just a individual to complete a project? When workload is spread out, the workload decreases and thus profits are made in the process.

Another example will be for the sales people. Are the people bring in sales for companies and allow the business to profit earning more or is the employees doing the administrative work earning more? Ask and you will notice the difference. People who bring in the bacon and pass the job or work to others are earning more money, while the doers are making just average income doing not as productive things as compared to bringing in profits for the company. Nevertheless, administrative employees are just as important, if not the job or work will not get done if nobody takes up the job.

To be wealthy and successful, you first have to learn to become a lazy person finding shortcuts without reducing the profit margin or to increase any problems comprise safety at work.

Once you find or have created the blueprint, you have found yourself a winning formula which can bring you wealth and it all starts from the mind, put on your thinking cap. It is like selling a franchise business, you hold the master key, you just sell your franchise model to investors who want profits from the business, collecting royalties from every investor who is using your system.

To master the art of being lazy without having laziness in your mind is an art, a skill that must be learned and applied correctly and it all starts with your mind. So stop being a lazy bone and start thinking.

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Indicator is a device or an instrument that indicates the condition and direction of a machine, trend, or human and animal behaviors which applies to any living organism.

Both poor and wealth people utilize indicators as tell-tale sign of trouble, crisis, love interest, acceptance, danger or rebellious actions and behaviors or even suicidal thoughts. People also use such indicators to have shown where the market direction is heading towards.

People seeking love look for lonely people who don’t hang around others, or people who are doing their own things or may just hook up with any girls among their friends. Eyes, actions and behavior are the tell-tale signs if a person is in need of love etc.

Freedoms seekers naturally want success, money and get rich to go around travelling and enjoy what they like. They prefer to save money and spend it on themselves for self-gratification and satisfaction.

People seeking to climb the corporate ladder in employment will show signs of being super hard-working,  at times a loner not knowing the culture and environment of the workplace, and work hard hoping to get a promotion with purely hardwork, but it just don’t work that way. Instead it will backfire and have lots of work stacked and passed to the hardworking people who don’t think. Office politics, learn the indicators and survive the invisible war in office.

Money seekers than resort to gambling, stock exchange, fund managers to help manage their funds in return for commission, who will use certain stock indicators and instruments to predict and help the investors diversify their risk and increase returns.

Economist naturally look for all global market, financial and stock related indicators as a precautionary measure and to prevent crisis from happening by offering advice to bankers investors etc.

Whatever you do, be it for wealth, health, love or for money, there are different indicators to look out for. Just be more observant, and you will take notice of events which never once was obvious to you before.

Having said it, ask yourself what you want, and start identifying the indicators and find a solution to work one step closer to your goal, dream or vision.

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Choice is an option of careful selection between different options offered, excellent, good average or bad products, merchandise and services. Different buyer decision leads to different customer experience and satisfaction, thus creating different classes of customers and businesses targeting a specific group of customers.

Choice is an opportunity for each of us to decide what we want, how we want it, and the expected results is already clear when we make a decision, knowing that the decision we make will have direct effects affecting our desired results.

It is a very fine and thin line between making a wise choice and a negligent choice. Whatever you do, do the right thing, make the right choice, but most importantly ask the right people.

Getting wealthy is not a want, it’s a need, a necessity for Singapore given that Singapore’s high-end property is snapping up fast by foreign investors, as fellow Singaporeans, are we so useless to submit and raise the white flag and allow their to take over and run our property, assets, earning money from us? Is this a repeat of history when the British took over Singapore only to run away giving Singapore to suffer at the mercy of Japanese during WWII?

Are we throwing away our choice to the foreigners? Getting wealthy is no longer a want, it’s a need that we need to protect Singapore, and be able to lift our heads up high, able to show the world what a little red dot can do in the globe, whoever that looks down on the little red dot will regret for making that choice and for even saying it and think about it. The Singapore founding leaders have done an excellent job in this aspect, but what are the majorities of the people doing to this? Nothing, so getting wealthy is no longer a want, but a need and a must do it. The world is your oyster, will you allow others to take the credit from you, taking away your fruits of labour only paying you a miserable small sum of money?

We the Chinese holding the huge population percentage should work together instead of cutting each other fighting among one another and giving the opportunity to the on-lookers who took advantage of it. Look at China; they made a very wrong choice, to be a fake dominant country producing products, food, merchandise that’s not real, giving foreigners a chance to grab a slice of the pie. All can be avoided, but it’s the thinking of the leaders running the country that needs a good washing to plan long term and not short term.

Singapore has done a great job in this aspect, and now not many countries dare to even mention the “little” again. It’s a fact that we’re small like a dot, but together we make a difference, and are the envy of a lot of other neighbouring countries wanting our help to grow their economy.

We should and must learn how to uphold, fortify our fortress, promote the Singapore brand, increase our advantage in the region, and work together to be a wealthy and successful.

Just like Jay Chou who wants to help his fellow singers in the music industry in his country, and China also being proud of themselves without the need to neither depend on foreigners nor even bother about what the world wants. So work towards being self-sufficient and depend on ourselves for our living instead of dependent on others.

Are you going to be a loser or do you want to grow together with Singapore and shine, even if we are the little red dot, but we are in fact multiplying our little red dots in other countries with their nations’ approval, so do you want to have your imprints all over the world helping Singapore multiply the red dots in other countries or are you happy to have others taking away our hard earn labour?

As we pursue our dreams, ambitions, we can throw away our pride, ego, face, reputation, and even work like a slave, but we can never ever throw away our dignity which is the core of ourselves, something which we need to be proud of despite how little and small our efforts may be but it makes a huge difference.

Even a beggar have dignity to stay at a place, work hard at begging for food, rather than a stray dog making pitiful sounds and a sad eyes tears rolling begging for food.

Dignity is what makes us who we are regardless of how small we will make around us, but if applied and used correctly, dignity will be the source fuel like the Sun in the galaxy burning its own fumes warming other planets that stay around the sun. Like Bruce Lee, he started low, throwing away his pride, learning multiple disciplines of martial arts, keeping his dignity and respect for our yellow skin and done us Chinese proud.

Do you want to be the person offering and extending a helping hand to others or do you want to be the receiver asking for help? It’s your choice and only YOU can decide what you need!

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Thanks to the book “Why we want you to be Rich” from Donald J.Trump and Robert T. Kiyosaki, it has help me cleared most if not all of the blocks, riddles and reasons why becoming rich is no longer a want but a need to do so. In fact it is such a strong need that most countries ought to do so. If you want to know and find out reasons why you should be rich, either buy or borrow this book to read.

At page 248 of the book, there’s a section which talks about living below your means or expand your means. Most of the poor people would choice the former as the latter is out of the question to them having little to zero financial education. The latter will than be chosen by people who aspire to be rich one day if not are people who desire to be even richer.

While it’s true that rich people can also live in a simple lifestyle below their means but it comes with a heavy price tag to be able to buy a land, grow the plants, vegetables and be self-sufficient but in Singapore and land scarce nation, it’s nearly impossible already except for the existing kampongs which both government and developers have no say in, rejecting their offer to sell their land which has at least the size of few soccer field big.

Left with no choice than, the poor has to bow down to fate and the destiny that awaits them for being poor – no choices and living below their means, one standing phrase among all the poor minds’ are “Study hard, get a job, work hard and save your money for rainy days.”

I’m so sick and tired of such words, like wise for the majority of the people who took up MLM hoping to change their destiny, but it somehow seems far reach as most sales distributors are still dreams and not entrepreneurs themselves.

The poor mind works simple, they seek only not to lose, and not to gain, just living each day to the bare minimal hoping to be able to fill their stomach and nothing more than that. The simpler thinking each poor mind has, the worst their lives will be having their savings slaughtered like pigs in the farms by banks, governments, insurance agents, and financial advisers.

Look at the banks; list me anybody who has went become a Millionaire by just purely savings – no one, the only people getting rich from banks are the top management people getting paid high salary for making wrong investments at times with our money and being directed the way to the exit.

Look at the government, poor investor mind sets, only squeezing the poor, ripping our hard earn savings, make and squeezing us dry like loan sharks just that they do so legally by law due to lack of financial education. Which is why global educational institutions and governments do not and will never ever encourage people to take up financial sectors instead hire only people who chose the path themselves.

Government people are poor individuals with only knowledge in politics and academically smart yet holding high paying jobs making costly mistakes sucking us dry yet playing with trillions worth of money from respective nation’s citizens’ savings. Making a few mistakes with millions, and at times billions worth of mistakes does not warrant their immediate resignation due to primarily lack of politicians so they are free to make costly mistakes with our hard savings yet the poor can’t complain nor do anything because they don’t even know that government are not helping them at all.

Here comes the best part – insurance agents and financial advisors – they are the group of ‘trusted agents’ with nothing more than a paper qualification getting paid for each policy and financial package signed under them. With no prior experience of investments, they are just copycats, following the leader who tells them what to invest in, what to look out for etc. In short, they are not trained nor taught to help us get rich. They get rich by simply selling your paper services that help themselves get rich. Is this the world that you want to be in getting squeezed by those ill-trained advisers in different fields?

Quoting from a phrase said by Robert in the same book page 119 “Wall Street is the only place that people drive in a Rolls Royce to take advice from people who ride the subway.” This is truth that even a rich nation like US is taking advices from the wrong advisers, so what will become of the future in terms of dollars and cents? Do you want your money to be managed by ill-trained financial advisers or would you like them to be place in trusted people in the hands of entrepreneurs who knows the secrets of doubling if not helping you with increase your wealth?

To get rich, it’s as simple as knowing who to place your trusts in with your hard earn money. I have identified five mentors (in property, financial, and businesses) who will help me increase my wealth but first I got to proof my own worth first. While I have identified my own future mentors who will assist me, have you found yours yet? If your answer is no, I suggest you read this book “Why we want you to be RICH” It’s available at National Libraries in Singapore which can be loaned for free.

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